Catastrophic Injury Lawyer

When you hire us as your catastrophic injury lawyer, we are devoted to your success. In the context of a motor vehicle accident in Ontario, a “catastrophic” designation entitles the injured person to greater policy limits with respect to various benefits and expenses. For example, the limit of medical benefits for non-catastrophic injuries is $65,000, compared to up to $1,000,000 in the case of a catastrophic injury. Insurance companies in Ontario will often fight the catastrophic designation and it is necessary to use medical evidence to support the claim for such designation. Generally, injuries are labelled catastrophic if they involve one or more of the following:

• Amputation or permanent impairment of arms or legs
• Blindness and loss of vision in both eyes
• Certain traumatic brain damage
• Paralysis, paraplegia, tetraplegia, or severe spinal injury
• Certain severe psychological injuries
• A condition or injury that results in lifelong debilitating changes to physical and mental abilities

If your injury is serious but not accepted as catastrophic by the insurance company, contact us right away and we will fight the insurance company to get you classified under the catastrophic designation.

When you suffer a serious injury, your ability to work, conduct daily tasks, and care for your home and your family is negatively affected. You may even have difficulty dressing, driving and doing your usual activities. You may need a great deal of assistance to cover the significant costs of your medical, rehabilitative, and attendant care needs. You may also require modifications to your home and vehicle, which the insurance company should pay for. Without the catastrophic classification, your accident benefits are likely to run out quickly.