At MAZI LAW, we are compassionate, committed, and confident that we will provide you and your loved ones with the compensation you deserve following an injury or accident.

Accidents happen every day for various reasons. When an accident results in physical or psychological injury, you need experienced personal injury lawyers to get you a fair and reasonable settlement.

Typically, there are two types of claims that an injured person may be entitled to, commonly known as:

Accident Benefits

Accident benefits, or “no-fault insurance” benefits, are available to ANY person involved in a car accident in Ontario, even if you were at fault for the accident. When you are injured due to a car accident, you have the right to apply to your own insurance company for medical, rehabilitation, attendant care, and income benefits.

Typically, the insurance companies will initially place an injured person within the “Minor Injury Guideline”, which provides very limited amounts of treatments, up to a maximum of $3,500. Under the law in accident benefits, an injured person may be removed from the Minor Injury Guideline if the insurer is satisfied that you sustained serious and chronic injuries, pre-existing injuries, or psychological injuries. At MAZI LAW, we will review your injuries and supporting medical documents to help you access greater amounts in accident benefits, including up to $65,000 for non-catastrophic injuries. At the same time, we will provide you and your family with our expertise, guidance, and resources necessary to focus on your recovery.

Some examples of accident benefits you may be entitled to include:

• Medical and rehabilitation benefits

• Income replacement benefits or non-earner benefits

• Attendant care benefits (if your injuries are not considered minor)

• Caregiving benefits (optional)

• and more.

Tort Claim for Damages and Pain and Suffering

A tort claim, or “third-party claim”, is a claim before the Court against a tortfeasor or an at-fault party. A tortfeasor refers to the party that caused damages or injuries to another person due to their negligence. A personal injury tort claim for damages, pain and suffering, and economic losses will usually be pursued through suing the at-fault party and seeking compensation from the insurance company.

The compensation sought in a tort claim will be case-specific. The first step is to establish causation and liability, which means we have to prove that the opposing party (tortfeasor) was in law responsible for and caused your injuries. Even if you are partly responsible for your injuries, you are still entitled to compensation.

The compensation sought in a tort claim generally includes General Damages and Specific Damages. General damages are the non-pecuniary losses suffered by the injured party, namely the pain and suffering experienced as a result of physical and psychological injuries. General or non-pecuniary damages are often difficult to quantify because it is hard to place a dollar-value on someone’s injuries.

Specific damages are the pecuniary losses suffered by an injured party, including various economic losses such as past and future loss of income, loss of future earning capacity, housekeeping expenses, personal care expenses, costs of medications and assistive devices, and other out of pocket expenses. Specific or pecuniary damages are easier to quantify.

Sometimes, getting compensated may be a problem if the at-fault vehicle was stolen, driven without the consent of the owner, or the at-fault driver was otherwise uninsured or underinsured. Other times, you may be involved in a hit-and-run accident when you cannot identify the at-fault party. When such issues arise, many people assume that they have no recourse.

This is simply not true. MAZI LAW will help you navigate the legal process and secure the compensation you and your loved ones deserve.