How North York Accident Lawyers Negotiate Settlements Effectively
When it comes to the aftermath of a car accident or a personal injury, fair compensation may help to facilitate the process and may also prove to be a stressful experience. Due to the need to make the minimum payments, insurance companies tend to focus on the most efficient negotiation, which is why professional negotiations […]
How Technology Is Helping Accident Lawyers in North York Build Stronger Cases
In the accelerated world of law practice, technology is changing the way people in the profession do business and personal injury law is not an exception. An Accident Lawyer North York is increasingly utilizing the latest tools available to make even better, evidence-driven cases on behalf of clients. Whether it is digital evidence collection or […]
Reimbursement for Out of Pocket Expenses under Ontario’s Statutory Accident Benefits Schedule (“SABS”)
For individuals recovering from injuries sustained in a motor vehicle accident, understanding the full scope of available benefits can be a complex process. An area that frequently prompts questions is regarding the reimbursement of out of pocket expenses incurred following a motor vehicle accident. Under Ontario’s Statutory Accident Benefits Schedule (“SABS”), an injured person may […]
Pedestrian Accidents in North York: How a Lawyer Can Help
There are thousands of pedestrians passing through North York streets, and intersections every day. As much as walking is a healthy and environmental friendly way of transport, it has dangers too. Pedestrian incidents may lead to severe misfortunes, starting with fractures to concussions. In case of a crash, victims are always forced to only live […]
What to do after an accident in Ontario?
If you are involved in an accident in Ontario, you should: Never leave the scene of an accident without first reporting it and exchanging information. Explain to the 911 operator how the accident occurred, how many vehicles were involved, and if anyone is injured. Check on yourself and any passengers for any serious, visible injuries. […]
The Minor Injury Guideline (MIG)
The objectives of the Minor Injury Guideline (MIG) are to provide immediate access to treatments and to ensure insurance companies will pay for these treatments promptly. Insurance companies can substantially reduce the amount of money they pay in a MIG claim.
The MIG limits the amount that an injured person can access to $2,200, or, with an extension, to an absolute maximum of $3,500. In some minor injury cases, this is sufficient. However, for many people, this amount is not nearly enough to pay for the treatments they need and to be able to function as they did before the accident. If an individual is removed from the MIG, then they may be entitled to a maximum of $65,000 in medical treatments.
What is a Tort Claim?
“Tort Claims” or “Third-Party Claims” are initiated by your lawyer. This is a claim in law against a tortfeasor or the at-fault parties, which is usually handled by the tortfeasor’s insurer. In a Tort Claim, we will sue the tortfeasors for your injuries and damages. In addition, in Ontario, family members of an injured person may be entitled to claim losses under the Family Law Act. In a Tort Claim, you are entitled to pursue general damages for your injuries and special damages for your economic losses.
What is Accident Benefits?
“Accident Benefits” or “no-fault coverage” are available to individuals involved in motor vehicle accidents under the Statutory Accident Benefits Schedule. The benefits that are available to insured persons vary depending on each case, the severity of injuries, and each specific insurance policy and its limits. Generally, you may be entitled to one or more benefits, all of which are described in greater detail here.
Accident Benefits vs Tort: What You Need to Know
A car accident is often a traumatic experience for most people. The moments after an accident cause physical pain and psychological trauma to the injured person. It is easy to forget crucial information or steps when dealing with insurance companies. Therefore, you need an experienced lawyer on your side to ensure your rights are protected. Click here to learn more about how we can help you in your Accident Benefits and Tort claims in Ontario.